Home Insurance by State (2026)
Home insurance costs vary dramatically by state — from $45/month in Hawaii to $335/month in Oklahoma. Select your state to see average rates, top insurers, and how to save.
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Alabama$155/moAlaska$105/moArizona$115/moArkansas$195/moCalifornia$120/moColorado$195/moConnecticut$145/moDelaware$105/moFlorida$245/moGeorgia$145/moHawaii$45/moIdaho$90/moIllinois$140/moIndiana$145/moIowa$145/moKansas$285/moKentucky$175/moLouisiana$235/moMaine$90/moMaryland$125/moMassachusetts$145/moMichigan$145/moMinnesota$165/moMississippi$195/moMissouri$185/moMontana$155/moNebraska$265/moNevada$95/moNew Hampshire$95/moNew Jersey$135/moNew Mexico$145/moNew York$155/moNorth Carolina$155/moNorth Dakota$175/moOhio$125/moOklahoma$335/moOregon$80/moPennsylvania$120/moRhode Island$155/moSouth Carolina$175/moSouth Dakota$175/moTennessee$165/moTexas$285/moUtah$90/moVermont$90/moVirginia$120/moWashington$95/moWest Virginia$115/moWisconsin$105/moWyoming$135/mo