Mississippi Pet Insurance (2026)

Average pet insurance rates, top-rated insurers, and state-specific pet health risks in Mississippi. Rates shown for a mixed-breed pet, age 3, with accident and illness coverage.

Dog Monthly

$43

Mixed breed, 3yo

Cat Monthly

$26

Mixed breed, 3yo

Dog Annual

$516

Per year

State Rank

#44

1 = most expensive

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Top Pet Insurers for Mississippi

1

Trupanion

Unlimited coverage, direct vet payment

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Dog/mo

$65

Cat/mo

$42

Annual Limit

Unlimited

Reimbursement

90%

2

Nationwide Pet Insurance

Wellness add-on available

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Dog/mo

$55

Cat/mo

$35

Annual Limit

$10,000

Reimbursement

70%–90%

3

Healthy Paws

Unlimited annual limit + fast claims

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Dog/mo

$50

Cat/mo

$32

Annual Limit

Unlimited

Reimbursement

70%–90%

4

ASPCA Pet Insurance

Comprehensive coverage

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Dog/mo

$48

Cat/mo

$30

Annual Limit

$10,000

Reimbursement

70%–90%

5

Lemonade Pet

Low-cost option, AI claims

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Dog/mo

$35

Cat/mo

$22

Annual Limit

$100,000

Reimbursement

70%–80%

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What to Know Before Buying in Mississippi

  • Year-round parasite prevention: wellness add-on provides reimbursement
  • Venomous bite coverage in accident & illness plans
  • Excellent value on premiums given low vet costs

Mississippi Pet Health Facts

Mississippi has some of the lowest vet costs in the US.
Year-round heartworm, fleas, and tick risks are significant.
Copperhead and water moccasin bites are risks for outdoor dogs.

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Compare Pet Insurance in Other States