South Carolina Pet Insurance (2026)
Average pet insurance rates, top-rated insurers, and state-specific pet health risks in South Carolina. Rates shown for a mixed-breed pet, age 3, with accident and illness coverage.
Dog Monthly
$49
Mixed breed, 3yo
Cat Monthly
$30
Mixed breed, 3yo
Dog Annual
$588
Per year
State Rank
#33
1 = most expensive
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Top Pet Insurers for South Carolina
1
Get QuoteTrupanion
Unlimited coverage, direct vet payment
Dog/mo
$65
Cat/mo
$42
Annual Limit
Unlimited
Reimbursement
90%
2
Get QuoteNationwide Pet Insurance
Wellness add-on available
Dog/mo
$55
Cat/mo
$35
Annual Limit
$10,000
Reimbursement
70%–90%
3
Get QuoteHealthy Paws
Unlimited annual limit + fast claims
Dog/mo
$50
Cat/mo
$32
Annual Limit
Unlimited
Reimbursement
70%–90%
4
Get QuoteASPCA Pet Insurance
Comprehensive coverage
Dog/mo
$48
Cat/mo
$30
Annual Limit
$10,000
Reimbursement
70%–90%
5
Get QuoteLemonade Pet
Low-cost option, AI claims
Dog/mo
$35
Cat/mo
$22
Annual Limit
$100,000
Reimbursement
70%–80%
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What to Know Before Buying in South Carolina
- •Year-round parasite prevention: wellness add-on provides good value
- •Alligator attack coverage: check your policy's wildlife encounter provisions
- •Venomous snake bites are also a risk in rural SC
South Carolina Pet Health Facts
SC has moderate vet costs — Charleston is pricier than inland areas.
Alligator encounters with dogs occur near SC coastal waterways.
Year-round heartworm, fleas, and ticks make preventive care essential.
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