Wisconsin Pet Insurance (2026)
Average pet insurance rates, top-rated insurers, and state-specific pet health risks in Wisconsin. Rates shown for a mixed-breed pet, age 3, with accident and illness coverage.
Dog Monthly
$51
Mixed breed, 3yo
Cat Monthly
$32
Mixed breed, 3yo
Dog Annual
$612
Per year
State Rank
#28
1 = most expensive
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Top Pet Insurers for Wisconsin
1
Get QuoteTrupanion
Unlimited coverage, direct vet payment
Dog/mo
$65
Cat/mo
$42
Annual Limit
Unlimited
Reimbursement
90%
2
Get QuoteNationwide Pet Insurance
Wellness add-on available
Dog/mo
$55
Cat/mo
$35
Annual Limit
$10,000
Reimbursement
70%–90%
3
Get QuoteHealthy Paws
Unlimited annual limit + fast claims
Dog/mo
$50
Cat/mo
$32
Annual Limit
Unlimited
Reimbursement
70%–90%
4
Get QuoteASPCA Pet Insurance
Comprehensive coverage
Dog/mo
$48
Cat/mo
$30
Annual Limit
$10,000
Reimbursement
70%–90%
5
Get QuoteLemonade Pet
Low-cost option, AI claims
Dog/mo
$35
Cat/mo
$22
Annual Limit
$100,000
Reimbursement
70%–80%
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What to Know Before Buying in Wisconsin
- •Lyme disease coverage is critical in Wisconsin
- •UW vet school provides excellent specialist access
- •Cold weather injury coverage is worth reviewing
Wisconsin Pet Health Facts
Wisconsin has one of the highest Lyme disease rates in the US.
University of Wisconsin School of Veterinary Medicine is excellent.
Cold winters create hypothermia risks for pets.
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