Arkansas Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in Arkansas. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
7.08%
Avg APR
15yr Fixed
6.48%
Avg APR
Median Price
$195,000
Median home
Monthly P&I
$1,040
30yr at 80% LTV
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Top Mortgage Lenders in Arkansas
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
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First-Time Buyer Programs in Arkansas
- ✓ADFA Move-Up Program
- ✓ADFA Down Payment Assistance
Mortgage Requirements in Arkansas
- •Min 620 credit score
- •DTI under 45%
- •3% down for conventional, 0% for USDA rural areas
Arkansas Housing Market Facts
Arkansas has one of the most affordable housing markets in the US.
Little Rock metro offers the best value in the state.
ADFA programs assist buyers earning up to 80% of AMI.
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