Connecticut Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in Connecticut. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
6.98%
Avg APR
15yr Fixed
6.38%
Avg APR
Median Price
$380,000
Median home
Monthly P&I
$2,027
30yr at 80% LTV
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Top Mortgage Lenders in Connecticut
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
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First-Time Buyer Programs in Connecticut
- ✓CHFA First-Time Homebuyer Program
- ✓CHFA DAP Loan
- ✓HouseConnecticut
Mortgage Requirements in Connecticut
- •Min 640 credit score for CHFA programs
- •DTI under 45%
- •Homebuyer counseling required for most state programs
Connecticut Housing Market Facts
Connecticut has some of the highest property taxes in the US (1.79% avg).
Hartford and New Haven offer relative affordability vs. the state average.
Conforming loan limits are standard at $766,550.
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