Connecticut Mortgage Rates (2026)

Current average mortgage rates, median home prices, and top lenders in Connecticut. Rates apply to primary residence purchases with good credit (740+).

30yr Fixed

6.98%

Avg APR

15yr Fixed

6.38%

Avg APR

Median Price

$380,000

Median home

Monthly P&I

$2,027

30yr at 80% LTV

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Top Mortgage Lenders in Connecticut

1

Rocket Mortgage

Online convenience

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30yr Fixed

7%

15yr Fixed

6.4%

Min Down

3%

2

Chase

Existing customers

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30yr Fixed

6.9%

15yr Fixed

6.3%

Min Down

3%

3

Wells Fargo

Branch access

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30yr Fixed

7.1%

15yr Fixed

6.5%

Min Down

3%

4

Bank of America

Preferred Rewards

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30yr Fixed

7%

15yr Fixed

6.4%

Min Down

3%

5

loanDepot

Low down payment

Get Rate

30yr Fixed

6.9%

15yr Fixed

6.3%

Min Down

3%

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First-Time Buyer Programs in Connecticut

  • CHFA First-Time Homebuyer Program
  • CHFA DAP Loan
  • HouseConnecticut

Mortgage Requirements in Connecticut

  • Min 640 credit score for CHFA programs
  • DTI under 45%
  • Homebuyer counseling required for most state programs

Connecticut Housing Market Facts

Connecticut has some of the highest property taxes in the US (1.79% avg).
Hartford and New Haven offer relative affordability vs. the state average.
Conforming loan limits are standard at $766,550.

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Compare Mortgage Rates in Other States