Allstate vs Nationwide
Side-by-side car insurance comparison based on rates across all available locations
Allstate
3.9Avg Monthly
$156/mo
Best Rate
$82/mo
Best For
Bundle savings
Top Discount
Multi-policy 25%
Founded
1931 · Northbrook, Illinois
Available In
14 locations
Nationwide
4.3Avg Monthly
$98/mo
Best Rate
$84/mo
Best For
Full coverage
Top Discount
SmartRide 40%
Founded
1926 · Columbus, Ohio
Available In
5 locations
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Rate Comparison by State
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Pros & Cons
Allstate
Pros
- ✓Drivewise telematics rewards safe driving habits
- ✓Broad network of local agents
- ✓New car replacement and gap insurance available
- ✓Deductible rewards programme reduces your excess over time
Cons
- ✗Rates tend to be above average versus national competitors
- ✗Some claims processes reported as slow by policyholders
Nationwide
Pros
- ✓SmartRide telematics can save up to 40% for safe drivers
- ✓Strong life insurance and financial services arm
- ✓Pet insurance available through Nationwide
- ✓Good multi-policy discount when bundling products
Cons
- ✗Not available in all 50 states for all products
- ✗Average rates are not always the most competitive
Which Should You Choose?
Allstate and Nationwide are evenly matched — each is cheaper in 0 of 0 states where both operate.
Nationwide has a higher average customer rating (4.3/5) compared to Allstate (3.9/5). However, ratings can vary by state and coverage type.
Allstate is generally best for bundle savings, while Nationwide stands out for full coverage. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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