Allstate vs Progressive
Side-by-side car insurance comparison based on rates across all available locations
Allstate
3.9Avg Monthly
$156/mo
Best Rate
$82/mo
Best For
Bundle savings
Top Discount
Multi-policy 25%
Founded
1931 · Northbrook, Illinois
Available In
14 locations
Progressive
4.1Avg Monthly
$114/mo
Best Rate
$66/mo
Best For
Usage-based savings
Top Discount
Snapshot 30%
Founded
1937 · Mayfield Village, Ohio
Available In
50 locations
Advertisement
Rate Comparison by State
Advertisement
Pros & Cons
Allstate
Pros
- ✓Drivewise telematics rewards safe driving habits
- ✓Broad network of local agents
- ✓New car replacement and gap insurance available
- ✓Deductible rewards programme reduces your excess over time
Cons
- ✗Rates tend to be above average versus national competitors
- ✗Some claims processes reported as slow by policyholders
Progressive
Pros
- ✓Accepts high-risk and SR-22 drivers
- ✓Snapshot telematics can save safe drivers up to 30%
- ✓Name Your Price tool lets you build a policy around your budget
- ✓Competitive for bundling home and auto
Cons
- ✗Rates can be higher than competitors for clean-record drivers
- ✗Customer satisfaction scores vary by region
Which Should You Choose?
Progressive is the cheaper option in 14 of 14 states where both insurers operate, saving an average of $16/month. Allstate is cheaper in 0 states.
Progressive has a higher average customer rating (4.1/5) compared to Allstate (3.9/5). However, ratings can vary by state and coverage type.
Allstate is generally best for bundle savings, while Progressive stands out for usage-based savings. The right choice depends on your priorities — lowest price, best service, or specific discounts.
Advertisement