Allstate vs Shelter Insurance
Side-by-side car insurance comparison based on rates across all available locations
Allstate
3.9Avg Monthly
$156/mo
Best Rate
$82/mo
Best For
Bundle savings
Top Discount
Multi-policy 25%
Founded
1931 · Northbrook, Illinois
Available In
14 locations
Shelter Insurance
4.5Avg Monthly
$81/mo
Best Rate
$70/mo
Best For
Oklahoma residents
Top Discount
Multi-policy 15%
Available In
5 locations
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Rate Comparison by State
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Pros & Cons
Allstate
Pros
- ✓Drivewise telematics rewards safe driving habits
- ✓Broad network of local agents
- ✓New car replacement and gap insurance available
- ✓Deductible rewards programme reduces your excess over time
Cons
- ✗Rates tend to be above average versus national competitors
- ✗Some claims processes reported as slow by policyholders
Shelter Insurance
Detailed profile not yet available for Shelter Insurance.
Which Should You Choose?
Allstate and Shelter Insurance are evenly matched — each is cheaper in 0 of 0 states where both operate.
Shelter Insurance has a higher average customer rating (4.5/5) compared to Allstate (3.9/5). However, ratings can vary by state and coverage type.
Allstate is generally best for bundle savings, while Shelter Insurance stands out for oklahoma residents. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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