Allstate vs Travelers
Side-by-side car insurance comparison based on rates across all available locations
Allstate
3.9Avg Monthly
$156/mo
Best Rate
$82/mo
Best For
Bundle savings
Top Discount
Multi-policy 25%
Founded
1931 · Northbrook, Illinois
Available In
14 locations
Travelers
4.2Avg Monthly
$136/mo
Best Rate
$98/mo
Best For
Full coverage
Top Discount
Hybrid car 10%
Founded
1853 · New York, New York
Available In
7 locations
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Rate Comparison by State
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Pros & Cons
Allstate
Pros
- ✓Drivewise telematics rewards safe driving habits
- ✓Broad network of local agents
- ✓New car replacement and gap insurance available
- ✓Deductible rewards programme reduces your excess over time
Cons
- ✗Rates tend to be above average versus national competitors
- ✗Some claims processes reported as slow by policyholders
Travelers
Pros
- ✓Competitive home insurance rates — especially in low-risk states
- ✓IntelliDrive telematics programme for auto
- ✓Strong financial ratings (A++ AM Best)
- ✓Available in all 50 states
Cons
- ✗Auto rates not always the lowest vs dedicated auto insurers
- ✗Limited digital self-service compared to newer competitors
Which Should You Choose?
Travelers is the cheaper option in 2 of 2 states where both insurers operate, saving an average of $21/month. Allstate is cheaper in 0 states.
Travelers has a higher average customer rating (4.2/5) compared to Allstate (3.9/5). However, ratings can vary by state and coverage type.
Allstate is generally best for bundle savings, while Travelers stands out for full coverage. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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