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American Family vs Erie Insurance

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

American Family

4.4

Avg Monthly

$79/mo

Best Rate

$60/mo

Best For

Great Plains families

Top Discount

KnowYourDrive 20%

Available In

9 locations

VS

Erie Insurance

4.7

Avg Monthly

$88/mo

Best Rate

$71/mo

Best For

Claims service

Top Discount

Reduced usage 25%

Available In

8 locations

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Rate Comparison by State

American Family cheaper: 1Erie Insurance cheaper: 0
Wisconsin$78/mo$82/moAmerican Family saves $4/mo

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Which Should You Choose?

American Family is the cheaper option in 1 of 1 states where both insurers operate, saving an average of $4/month. Erie Insurance is cheaper in 0 states.

Erie Insurance has a higher average customer rating (4.7/5) compared to American Family (4.4/5). However, ratings can vary by state and coverage type.

American Family is generally best for great plains families, while Erie Insurance stands out for claims service. The right choice depends on your priorities — lowest price, best service, or specific discounts.

Get a Erie Insurance Quote

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American Family vs Erie Insurance — FAQs

Is American Family cheaper than Erie Insurance?
American Family is cheaper in 1 of 1 states where both operate. However, rates vary by location, so Erie Insurance may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — American Family or Erie Insurance?
American Family has an average rating of 4.4/5, while Erie Insurance averages 4.7/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does American Family offer vs Erie Insurance?
American Family's top discount is "KnowYourDrive 20%", while Erie Insurance offers "Reduced usage 25%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from American Family to Erie Insurance?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both American Family and Erie Insurance to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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