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Amica vs Concord Group

Side-by-side car insurance comparison based on rates across all available locations

Amica

4.8

Avg Monthly

$89/mo

Best Rate

$60/mo

Best For

Best customer service

Top Discount

Loyalty 10%

Available In

5 locations

VS
Lower Avg Rate

Concord Group

4.4

Avg Monthly

$57/mo

Best Rate

$55/mo

Best For

New England drivers

Top Discount

Multi-car 12%

Available In

3 locations

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Rate Comparison by State

Amica cheaper: 0Concord Group cheaper: 2
New Hampshire$62/mo$60/moConcord Group saves $2/mo
Vermont$60/mo$56/moConcord Group saves $4/mo

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Which Should You Choose?

Concord Group is the cheaper option in 2 of 2 states where both insurers operate, saving an average of $3/month. Amica is cheaper in 0 states.

Amica has a higher average customer rating (4.8/5) compared to Concord Group (4.4/5). However, ratings can vary by state and coverage type.

Amica is generally best for best customer service, while Concord Group stands out for new england drivers. The right choice depends on your priorities — lowest price, best service, or specific discounts.

Get a Amica Quote

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Amica vs Concord Group — FAQs

Is Amica cheaper than Concord Group?
Concord Group is cheaper in 2 of 2 states where both operate. However, rates vary by location, so Amica may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Amica or Concord Group?
Amica has an average rating of 4.8/5, while Concord Group averages 4.4/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Amica offer vs Concord Group?
Amica's top discount is "Loyalty 10%", while Concord Group offers "Multi-car 12%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Amica to Concord Group?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Amica and Concord Group to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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