Maine Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in Maine. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
7.02%
Avg APR
15yr Fixed
6.42%
Avg APR
Median Price
$360,000
Median home
Monthly P&I
$1,920
30yr at 80% LTV
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Top Mortgage Lenders in Maine
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
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First-Time Buyer Programs in Maine
- ✓Maine State Housing First Home Loan
- ✓Salute ME (veterans)
- ✓Advantage Program
Mortgage Requirements in Maine
- •Min 640 credit score for MaineHousing programs
- •Income limits apply
- •Required homebuyer education course
Maine Housing Market Facts
Portland ME has seen significant price growth due to remote worker influx.
Rural Maine offers USDA zero-down financing opportunities.
Maine State Housing provides up to $15,000 in down payment assistance.
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