Maryland Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in Maryland. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
6.98%
Avg APR
15yr Fixed
6.38%
Avg APR
Median Price
$420,000
Median home
Monthly P&I
$2,240
30yr at 80% LTV
Advertisement
Top Mortgage Lenders in Maryland
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
Advertisement
First-Time Buyer Programs in Maryland
- ✓MMP 1st Time Advantage
- ✓MMP Flex 3% DPA
- ✓MMP House Keys 4 Employees
Mortgage Requirements in Maryland
- •Min 640 credit score for MMP programs
- •Income and purchase price limits by county
- •Homebuyer education required
Maryland Housing Market Facts
DC suburbs drive Maryland home prices significantly above national average.
Maryland Mortgage Program has helped 90,000+ families buy homes.
Transfer taxes can be significant — up to 1.5% of purchase price.
Advertisement