Nebraska Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in Nebraska. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
7.07%
Avg APR
15yr Fixed
6.47%
Avg APR
Median Price
$255,000
Median home
Monthly P&I
$1,360
30yr at 80% LTV
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Top Mortgage Lenders in Nebraska
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
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First-Time Buyer Programs in Nebraska
- ✓NIFA Homebuyer Assistance Program
- ✓NIFA First Home Program
- ✓NIFA Military Home Program
Mortgage Requirements in Nebraska
- •Min 640 credit score for NIFA programs
- •Income limits apply
- •DTI under 45%
Nebraska Housing Market Facts
Omaha offers some of the best affordability in the Midwest.
Nebraska has a stable housing market with consistent appreciation.
NIFA provides up to $15,000 in down payment assistance.
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