Nevada Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in Nevada. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
7.03%
Avg APR
15yr Fixed
6.43%
Avg APR
Median Price
$420,000
Median home
Monthly P&I
$2,240
30yr at 80% LTV
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Top Mortgage Lenders in Nevada
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
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First-Time Buyer Programs in Nevada
- ✓HAP Home Is Possible
- ✓HAP Home Is Possible For Heroes
- ✓HAP Home Is Possible For Teachers
Mortgage Requirements in Nevada
- •Min 640 credit score for HAP programs
- •Income limits apply
- •Complete online homebuyer education
Nevada Housing Market Facts
Las Vegas saw extreme volatility — 50%+ crash in 2008, 70%+ recovery since.
No state income tax makes Nevada attractive for long-term buyers.
Home Is Possible provides up to 5% DPA as a forgivable second loan.
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