New Hampshire Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in New Hampshire. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
7%
Avg APR
15yr Fixed
6.4%
Avg APR
Median Price
$445,000
Median home
Monthly P&I
$2,373
30yr at 80% LTV
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Top Mortgage Lenders in New Hampshire
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
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First-Time Buyer Programs in New Hampshire
- ✓NHHFA Home Flex
- ✓NHHFA Home Preferred
- ✓NHHFA Down Payment Assistance
Mortgage Requirements in New Hampshire
- •Min 640 credit score for NHHFA programs
- •Income limits above national average
- •DTI under 45%
New Hampshire Housing Market Facts
Boston metro spillover drives high demand in southern NH.
No income or sales tax, but property taxes are the 3rd highest nationally.
NHHFA provides above-market income limits for assistance programs.
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