Wisconsin Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in Wisconsin. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
7.05%
Avg APR
15yr Fixed
6.45%
Avg APR
Median Price
$290,000
Median home
Monthly P&I
$1,547
30yr at 80% LTV
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Top Mortgage Lenders in Wisconsin
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
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First-Time Buyer Programs in Wisconsin
- ✓WHEDA Advantage Loan
- ✓WHEDA Easy Close DPA
- ✓Milwaukee Housing Assistance Program
Mortgage Requirements in Wisconsin
- •Min 640 credit score for WHEDA programs
- •Income and purchase price limits
- •Homebuyer education required
Wisconsin Housing Market Facts
Madison and Milwaukee are the two primary markets with different price tiers.
WHEDA Easy Close provides 6% DPA as a 0% interest 30-year loan.
Property taxes average 1.76%, among the higher states.
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