Wyoming Mortgage Rates (2026)
Current average mortgage rates, median home prices, and top lenders in Wyoming. Rates apply to primary residence purchases with good credit (740+).
30yr Fixed
7.08%
Avg APR
15yr Fixed
6.48%
Avg APR
Median Price
$335,000
Median home
Monthly P&I
$1,787
30yr at 80% LTV
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Top Mortgage Lenders in Wyoming
1
Get RateRocket Mortgage
Online convenience
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
2
Get RateChase
Existing customers
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
3
Get RateWells Fargo
Branch access
30yr Fixed
7.1%
15yr Fixed
6.5%
Min Down
3%
4
Get RateBank of America
Preferred Rewards
30yr Fixed
7%
15yr Fixed
6.4%
Min Down
3%
5
Get RateloanDepot
Low down payment
30yr Fixed
6.9%
15yr Fixed
6.3%
Min Down
3%
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First-Time Buyer Programs in Wyoming
- ✓WCDA Advantage Program
- ✓WCDA HFA Preferred
- ✓WCDA AmeriDream DPA
Mortgage Requirements in Wyoming
- •Min 640 credit score for WCDA programs
- •Income and purchase price limits apply
- •DTI under 45%
Wyoming Housing Market Facts
Cheyenne and Casper are the main markets; Jackson Hole is a high-end outlier.
No state income tax keeps Wyoming attractive for higher earners.
WCDA provides DPA up to $15,000 for qualifying first-time buyers.
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