Admiral vs Hastings Direct
Side-by-side car insurance comparison based on rates across all available locations
Admiral
4.2Avg Monthly
£73/mo
Best Rate
£58/mo
Best For
Multi-car families
Top Discount
Multi-car 15%
Founded
1993 · Cardiff, Wales
Available In
12 locations
Hastings Direct
4Avg Monthly
£71/mo
Best Rate
£55/mo
Best For
Budget cover
Top Discount
Telematics 20%
Founded
1997 · Bexhill-on-Sea, East Sussex
Available In
11 locations
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Rate Comparison by Region
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Pros & Cons
Admiral
Pros
- ✓Multi-car discount — save up to 15% for second or third car
- ✓LittleBox telematics policy for young drivers
- ✓Competitive premiums for multi-vehicle households
- ✓Strong financial strength and FCA-authorised
Cons
- ✗Rates in high-risk postcodes (London, Manchester) can be above average
- ✗Claims handling reviews are mixed
Hastings Direct
Pros
- ✓YouDrive telematics can save young drivers up to 20%
- ✓Competitive pricing for budget-conscious drivers
- ✓Easy online quote and management
- ✓Flexible excess options
Cons
- ✗Claims satisfaction scores are below the market leaders
- ✗Add-ons (breakdown, legal, key cover) can add up
Which Should You Choose?
Hastings Direct is the cheaper option in 11 of 11 regions where both insurers operate, saving an average of £4/month. Admiral is cheaper in 0 regions.
Admiral has a higher average customer rating (4.2/5) compared to Hastings Direct (4/5). However, ratings can vary by region and coverage type.
Admiral is generally best for multi-car families, while Hastings Direct stands out for budget cover. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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