Aviva vs Hastings Direct
Side-by-side car insurance comparison based on rates across all available locations
Aviva
4.3Avg Monthly
£81/mo
Best Rate
£61/mo
Best For
Comprehensive
Top Discount
Multi-policy 12%
Founded
1696 · London, England
Available In
12 locations
Hastings Direct
4Avg Monthly
£71/mo
Best Rate
£55/mo
Best For
Budget cover
Top Discount
Telematics 20%
Founded
1997 · Bexhill-on-Sea, East Sussex
Available In
11 locations
Advertisement
Get quotes from 100+ UK providers in minutes
Rate Comparison by Region
Advertisement
Get quotes from 100+ UK providers in minutes
Pros & Cons
Aviva
Pros
- ✓Widest product range of any UK insurer — car, home, life, health in one place
- ✓5-Star Defaqto ratings on key products
- ✓Multi-product discount when bundling two or more policies
- ✓Strong financial stability — part of the FTSE 100
Cons
- ✗Premiums for single-product policies are not always the lowest
- ✗Claims experience can vary by product line
Hastings Direct
Pros
- ✓YouDrive telematics can save young drivers up to 20%
- ✓Competitive pricing for budget-conscious drivers
- ✓Easy online quote and management
- ✓Flexible excess options
Cons
- ✗Claims satisfaction scores are below the market leaders
- ✗Add-ons (breakdown, legal, key cover) can add up
Which Should You Choose?
Hastings Direct is the cheaper option in 11 of 11 regions where both insurers operate, saving an average of £12/month. Aviva is cheaper in 0 regions.
Aviva has a higher average customer rating (4.3/5) compared to Hastings Direct (4/5). However, ratings can vary by region and coverage type.
Aviva is generally best for comprehensive, while Hastings Direct stands out for budget cover. The right choice depends on your priorities — lowest price, best service, or specific discounts.
Advertisement
Get quotes from 100+ UK providers in minutes