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Concord Group vs GEICO

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Concord Group

4.4

Avg Monthly

$57/mo

Best Rate

$55/mo

Best For

New England drivers

Top Discount

Multi-car 12%

Available In

3 locations

VS

GEICO

4.3

Avg Monthly

$101/mo

Best Rate

$60/mo

Best For

Online savings

Top Discount

Good driver 22%

Founded

1936 · Chevy Chase, Maryland

Available In

50 locations

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Rate Comparison by State

Concord Group cheaper: 3GEICO cheaper: 0
New Hampshire$60/mo$68/moConcord Group saves $8/mo
Maine$55/mo$62/moConcord Group saves $7/mo
Vermont$56/mo$62/moConcord Group saves $6/mo

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Pros & Cons

Concord Group

Detailed profile not yet available for Concord Group.

GEICO

Pros

  • Consistently among the lowest rates nationally
  • Award-winning mobile app and 24/7 online service
  • Wide range of discounts (good driver, military, multi-policy)
  • Strong financial stability — A++ AM Best rating

Cons

  • No local agent network — online and phone only
  • Gap and rideshare coverage not available in all states

Which Should You Choose?

Concord Group is the cheaper option in 3 of 3 states where both insurers operate, saving an average of $7/month. GEICO is cheaper in 0 states.

Concord Group has a higher average customer rating (4.4/5) compared to GEICO (4.3/5). However, ratings can vary by state and coverage type.

Concord Group is generally best for new england drivers, while GEICO stands out for online savings. The right choice depends on your priorities — lowest price, best service, or specific discounts.

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Concord Group vs GEICO — FAQs

Is Concord Group cheaper than GEICO?
Concord Group is cheaper in 3 of 3 states where both operate. However, rates vary by location, so GEICO may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Concord Group or GEICO?
Concord Group has an average rating of 4.4/5, while GEICO averages 4.3/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Concord Group offer vs GEICO?
Concord Group's top discount is "Multi-car 12%", while GEICO offers "Good driver 22%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Concord Group to GEICO?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Concord Group and GEICO to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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