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Concord Group vs State Farm

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Concord Group

4.4

Avg Monthly

$57/mo

Best Rate

$55/mo

Best For

New England drivers

Top Discount

Multi-car 12%

Available In

3 locations

VS

State Farm

4.5

Avg Monthly

$101/mo

Best Rate

$56/mo

Best For

Overall value

Top Discount

Multi-policy 17%

Founded

1922 · Bloomington, Illinois

Available In

50 locations

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Rate Comparison by State

Concord Group cheaper: 3State Farm cheaper: 0
New Hampshire$60/mo$66/moConcord Group saves $6/mo
Maine$55/mo$58/moConcord Group saves $3/mo
Vermont$56/mo$58/moConcord Group saves $2/mo

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Pros & Cons

Concord Group

Detailed profile not yet available for Concord Group.

State Farm

Pros

  • Largest agent network in the US for local, in-person service
  • Consistently high customer satisfaction scores
  • Competitive rates for multi-policy bundles
  • Broad product range: auto, home, life, health, business

Cons

  • Premiums can be above average in some states
  • Digital tools lag behind online-first competitors

Which Should You Choose?

Concord Group is the cheaper option in 3 of 3 states where both insurers operate, saving an average of $4/month. State Farm is cheaper in 0 states.

State Farm has a higher average customer rating (4.5/5) compared to Concord Group (4.4/5). However, ratings can vary by state and coverage type.

Concord Group is generally best for new england drivers, while State Farm stands out for overall value. The right choice depends on your priorities — lowest price, best service, or specific discounts.

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Concord Group vs State Farm — FAQs

Is Concord Group cheaper than State Farm?
Concord Group is cheaper in 3 of 3 states where both operate. However, rates vary by location, so State Farm may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Concord Group or State Farm?
Concord Group has an average rating of 4.4/5, while State Farm averages 4.5/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Concord Group offer vs State Farm?
Concord Group's top discount is "Multi-car 12%", while State Farm offers "Multi-policy 17%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Concord Group to State Farm?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Concord Group and State Farm to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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