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Concord Group vs USAA

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Concord Group

4.4

Avg Monthly

$57/mo

Best Rate

$55/mo

Best For

New England drivers

Top Discount

Multi-car 12%

Available In

3 locations

VS

USAA

4.9

Avg Monthly

$94/mo

Best Rate

$50/mo

Best For

Military families

Top Discount

Loyalty 10%

Available In

11 locations

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Rate Comparison by State

Concord Group cheaper: 0USAA cheaper: 0

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Which Should You Choose?

Concord Group and USAA are evenly matched — each is cheaper in 0 of 0 states where both operate.

USAA has a higher average customer rating (4.9/5) compared to Concord Group (4.4/5). However, ratings can vary by state and coverage type.

Concord Group is generally best for new england drivers, while USAA stands out for military families. The right choice depends on your priorities — lowest price, best service, or specific discounts.

Get a USAA Quote

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Concord Group vs USAA — FAQs

Is Concord Group cheaper than USAA?
Concord Group is cheaper in 0 of 0 states where both operate. However, rates vary by location, so USAA may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Concord Group or USAA?
Concord Group has an average rating of 4.4/5, while USAA averages 4.9/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Concord Group offer vs USAA?
Concord Group's top discount is "Multi-car 12%", while USAA offers "Loyalty 10%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Concord Group to USAA?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Concord Group and USAA to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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