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Erie Insurance vs Farmers

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Erie Insurance

4.7

Avg Monthly

$88/mo

Best Rate

$71/mo

Best For

Claims service

Top Discount

Reduced usage 25%

Available In

8 locations

VS

Farmers

4

Avg Monthly

$109/mo

Best Rate

$62/mo

Best For

Rural coverage

Top Discount

Good student 20%

Available In

14 locations

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Rate Comparison by State

Erie Insurance cheaper: 0Farmers cheaper: 0

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Which Should You Choose?

Erie Insurance and Farmers are evenly matched — each is cheaper in 0 of 0 states where both operate.

Erie Insurance has a higher average customer rating (4.7/5) compared to Farmers (4/5). However, ratings can vary by state and coverage type.

Erie Insurance is generally best for claims service, while Farmers stands out for rural coverage. The right choice depends on your priorities — lowest price, best service, or specific discounts.

Get a Erie Insurance QuoteGet a Farmers Quote

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Erie Insurance vs Farmers — FAQs

Is Erie Insurance cheaper than Farmers?
Erie Insurance is cheaper in 0 of 0 states where both operate. However, rates vary by location, so Farmers may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Erie Insurance or Farmers?
Erie Insurance has an average rating of 4.7/5, while Farmers averages 4/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Erie Insurance offer vs Farmers?
Erie Insurance's top discount is "Reduced usage 25%", while Farmers offers "Good student 20%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Erie Insurance to Farmers?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Erie Insurance and Farmers to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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