GEICO vs Shelter Insurance
Side-by-side car insurance comparison based on rates across all available locations
GEICO
4.3Avg Monthly
$101/mo
Best Rate
$60/mo
Best For
Online savings
Top Discount
Good driver 22%
Founded
1936 · Chevy Chase, Maryland
Available In
50 locations
Shelter Insurance
4.5Avg Monthly
$81/mo
Best Rate
$70/mo
Best For
Oklahoma residents
Top Discount
Multi-policy 15%
Available In
5 locations
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Rate Comparison by State
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Pros & Cons
GEICO
Pros
- ✓Consistently among the lowest rates nationally
- ✓Award-winning mobile app and 24/7 online service
- ✓Wide range of discounts (good driver, military, multi-policy)
- ✓Strong financial stability — A++ AM Best rating
Cons
- ✗No local agent network — online and phone only
- ✗Gap and rideshare coverage not available in all states
Shelter Insurance
Detailed profile not yet available for Shelter Insurance.
Which Should You Choose?
Shelter Insurance is the cheaper option in 5 of 5 states where both insurers operate, saving an average of $10/month. GEICO is cheaper in 0 states.
Shelter Insurance has a higher average customer rating (4.5/5) compared to GEICO (4.3/5). However, ratings can vary by state and coverage type.
GEICO is generally best for online savings, while Shelter Insurance stands out for oklahoma residents. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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