GEICO vs Travelers
Side-by-side car insurance comparison based on rates across all available locations
GEICO
4.3Avg Monthly
$101/mo
Best Rate
$60/mo
Best For
Online savings
Top Discount
Good driver 22%
Founded
1936 · Chevy Chase, Maryland
Available In
50 locations
Travelers
4.2Avg Monthly
$136/mo
Best Rate
$98/mo
Best For
Full coverage
Top Discount
Hybrid car 10%
Founded
1853 · New York, New York
Available In
7 locations
Advertisement
Rate Comparison by State
Advertisement
Pros & Cons
GEICO
Pros
- ✓Consistently among the lowest rates nationally
- ✓Award-winning mobile app and 24/7 online service
- ✓Wide range of discounts (good driver, military, multi-policy)
- ✓Strong financial stability — A++ AM Best rating
Cons
- ✗No local agent network — online and phone only
- ✗Gap and rideshare coverage not available in all states
Travelers
Pros
- ✓Competitive home insurance rates — especially in low-risk states
- ✓IntelliDrive telematics programme for auto
- ✓Strong financial ratings (A++ AM Best)
- ✓Available in all 50 states
Cons
- ✗Auto rates not always the lowest vs dedicated auto insurers
- ✗Limited digital self-service compared to newer competitors
Which Should You Choose?
GEICO is the cheaper option in 7 of 7 states where both insurers operate, saving an average of $15/month. Travelers is cheaper in 0 states.
GEICO has a higher average customer rating (4.3/5) compared to Travelers (4.2/5). However, ratings can vary by state and coverage type.
GEICO is generally best for online savings, while Travelers stands out for full coverage. The right choice depends on your priorities — lowest price, best service, or specific discounts.
Advertisement