Travelers vs USAA
Side-by-side car insurance comparison based on rates across all available locations
Travelers
4.2Avg Monthly
$136/mo
Best Rate
$98/mo
Best For
Full coverage
Top Discount
Hybrid car 10%
Founded
1853 · New York, New York
Available In
7 locations
USAA
4.9Avg Monthly
$94/mo
Best Rate
$50/mo
Best For
Military families
Top Discount
Loyalty 10%
Available In
11 locations
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Rate Comparison by State
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Pros & Cons
Travelers
Pros
- ✓Competitive home insurance rates — especially in low-risk states
- ✓IntelliDrive telematics programme for auto
- ✓Strong financial ratings (A++ AM Best)
- ✓Available in all 50 states
Cons
- ✗Auto rates not always the lowest vs dedicated auto insurers
- ✗Limited digital self-service compared to newer competitors
USAA
Detailed profile not yet available for USAA.
Which Should You Choose?
Travelers and USAA are evenly matched — each is cheaper in 0 of 0 states where both operate.
USAA has a higher average customer rating (4.9/5) compared to Travelers (4.2/5). However, ratings can vary by state and coverage type.
Travelers is generally best for full coverage, while USAA stands out for military families. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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