American Family vs Nationwide

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

American Family

4.4

Avg Monthly

$79/mo

Best Rate

$60/mo

Best For

Great Plains families

Top Discount

KnowYourDrive 20%

Available In

9 locations

Nationwide

4.3

Avg Monthly

$98/mo

Best Rate

$84/mo

Best For

Full coverage

Top Discount

SmartRide 40%

Founded

1926 · Columbus, Ohio

Available In

5 locations

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Rate Comparison by State

American Family cheaper: 0Nationwide cheaper: 0

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Pros & Cons

American Family

Detailed profile not yet available for American Family.

Nationwide

Pros

✓SmartRide telematics can save up to 40% for safe drivers
✓Strong life insurance and financial services arm
✓Pet insurance available through Nationwide
✓Good multi-policy discount when bundling products

Cons

✗Not available in all 50 states for all products
✗Average rates are not always the most competitive

Which Should You Choose?

American Family and Nationwide are evenly matched — each is cheaper in 0 of 0 states where both operate.

American Family has a higher average customer rating (4.4/5) compared to Nationwide (4.3/5). However, ratings can vary by state and coverage type.

American Family is generally best for great plains families, while Nationwide stands out for full coverage. The right choice depends on your priorities — lowest price, best service, or specific discounts.

Get a Nationwide Quote

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American Family vs Nationwide — FAQs

Is American Family cheaper than Nationwide?

American Family is cheaper in 0 of 0 states where both operate. However, rates vary by location, so Nationwide may be cheaper in your area. Always compare quotes for your specific state and circumstances.

Which has better ratings — American Family or Nationwide?

American Family has an average rating of 4.4/5, while Nationwide averages 4.3/5 across all states. Both are well-established insurers with strong financial stability.

What discounts does American Family offer vs Nationwide?

American Family's top discount is "KnowYourDrive 20%", while Nationwide offers "SmartRide 40%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.

Can I switch from American Family to Nationwide?

Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both American Family and Nationwide to compare rates for your specific situation.

Which is better for my state?

It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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