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American Family vs Progressive

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

American Family

4.4

Avg Monthly

$79/mo

Best Rate

$60/mo

Best For

Great Plains families

Top Discount

KnowYourDrive 20%

Available In

9 locations

VS

Progressive

4.1

Avg Monthly

$114/mo

Best Rate

$66/mo

Best For

Usage-based savings

Top Discount

Snapshot 30%

Founded

1937 · Mayfield Village, Ohio

Available In

50 locations

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Rate Comparison by State

American Family cheaper: 9Progressive cheaper: 0
Wisconsin$78/mo$94/moAmerican Family saves $16/mo
Minnesota$76/mo$92/moAmerican Family saves $16/mo
Kansas$74/mo$90/moAmerican Family saves $16/mo
Nebraska$72/mo$88/moAmerican Family saves $16/mo
Iowa$70/mo$84/moAmerican Family saves $14/mo
South Dakota$62/mo$76/moAmerican Family saves $14/mo
North Dakota$60/mo$74/moAmerican Family saves $14/mo
Colorado$126/mo$132/moAmerican Family saves $6/mo
Missouri$92/mo$98/moAmerican Family saves $6/mo

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Pros & Cons

American Family

Detailed profile not yet available for American Family.

Progressive

Pros

  • Accepts high-risk and SR-22 drivers
  • Snapshot telematics can save safe drivers up to 30%
  • Name Your Price tool lets you build a policy around your budget
  • Competitive for bundling home and auto

Cons

  • Rates can be higher than competitors for clean-record drivers
  • Customer satisfaction scores vary by region

Which Should You Choose?

American Family is the cheaper option in 9 of 9 states where both insurers operate, saving an average of $13/month. Progressive is cheaper in 0 states.

American Family has a higher average customer rating (4.4/5) compared to Progressive (4.1/5). However, ratings can vary by state and coverage type.

American Family is generally best for great plains families, while Progressive stands out for usage-based savings. The right choice depends on your priorities — lowest price, best service, or specific discounts.

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American Family vs Progressive — FAQs

Is American Family cheaper than Progressive?
American Family is cheaper in 9 of 9 states where both operate. However, rates vary by location, so Progressive may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — American Family or Progressive?
American Family has an average rating of 4.4/5, while Progressive averages 4.1/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does American Family offer vs Progressive?
American Family's top discount is "KnowYourDrive 20%", while Progressive offers "Snapshot 30%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from American Family to Progressive?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both American Family and Progressive to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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