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Concord Group vs Shelter Insurance

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Concord Group

4.4

Avg Monthly

$57/mo

Best Rate

$55/mo

Best For

New England drivers

Top Discount

Multi-car 12%

Available In

3 locations

VS

Shelter Insurance

4.5

Avg Monthly

$81/mo

Best Rate

$70/mo

Best For

Oklahoma residents

Top Discount

Multi-policy 15%

Available In

5 locations

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Rate Comparison by State

Concord Group cheaper: 0Shelter Insurance cheaper: 0

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Which Should You Choose?

Concord Group and Shelter Insurance are evenly matched — each is cheaper in 0 of 0 states where both operate.

Shelter Insurance has a higher average customer rating (4.5/5) compared to Concord Group (4.4/5). However, ratings can vary by state and coverage type.

Concord Group is generally best for new england drivers, while Shelter Insurance stands out for oklahoma residents. The right choice depends on your priorities — lowest price, best service, or specific discounts.

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Concord Group vs Shelter Insurance — FAQs

Is Concord Group cheaper than Shelter Insurance?
Concord Group is cheaper in 0 of 0 states where both operate. However, rates vary by location, so Shelter Insurance may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Concord Group or Shelter Insurance?
Concord Group has an average rating of 4.4/5, while Shelter Insurance averages 4.5/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Concord Group offer vs Shelter Insurance?
Concord Group's top discount is "Multi-car 12%", while Shelter Insurance offers "Multi-policy 15%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Concord Group to Shelter Insurance?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Concord Group and Shelter Insurance to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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