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Erie Insurance vs Shelter Insurance

Side-by-side car insurance comparison based on rates across all available locations

Erie Insurance

4.7

Avg Monthly

$88/mo

Best Rate

$71/mo

Best For

Claims service

Top Discount

Reduced usage 25%

Available In

8 locations

VS
Lower Avg Rate

Shelter Insurance

4.5

Avg Monthly

$81/mo

Best Rate

$70/mo

Best For

Oklahoma residents

Top Discount

Multi-policy 15%

Available In

5 locations

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Rate Comparison by State

Erie Insurance cheaper: 0Shelter Insurance cheaper: 0

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Which Should You Choose?

Erie Insurance and Shelter Insurance are evenly matched — each is cheaper in 0 of 0 states where both operate.

Erie Insurance has a higher average customer rating (4.7/5) compared to Shelter Insurance (4.5/5). However, ratings can vary by state and coverage type.

Erie Insurance is generally best for claims service, while Shelter Insurance stands out for oklahoma residents. The right choice depends on your priorities — lowest price, best service, or specific discounts.

Get a Erie Insurance Quote

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Erie Insurance vs Shelter Insurance — FAQs

Is Erie Insurance cheaper than Shelter Insurance?
Erie Insurance is cheaper in 0 of 0 states where both operate. However, rates vary by location, so Shelter Insurance may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Erie Insurance or Shelter Insurance?
Erie Insurance has an average rating of 4.7/5, while Shelter Insurance averages 4.5/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Erie Insurance offer vs Shelter Insurance?
Erie Insurance's top discount is "Reduced usage 25%", while Shelter Insurance offers "Multi-policy 15%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Erie Insurance to Shelter Insurance?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Erie Insurance and Shelter Insurance to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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