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Shelter Insurance vs Travelers

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Shelter Insurance

4.5

Avg Monthly

$81/mo

Best Rate

$70/mo

Best For

Oklahoma residents

Top Discount

Multi-policy 15%

Available In

5 locations

VS

Travelers

4.2

Avg Monthly

$136/mo

Best Rate

$98/mo

Best For

Full coverage

Top Discount

Hybrid car 10%

Founded

1853 · New York, New York

Available In

7 locations

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Rate Comparison by State

Shelter Insurance cheaper: 0Travelers cheaper: 0

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Pros & Cons

Shelter Insurance

Detailed profile not yet available for Shelter Insurance.

Travelers

Pros

  • Competitive home insurance rates — especially in low-risk states
  • IntelliDrive telematics programme for auto
  • Strong financial ratings (A++ AM Best)
  • Available in all 50 states

Cons

  • Auto rates not always the lowest vs dedicated auto insurers
  • Limited digital self-service compared to newer competitors

Which Should You Choose?

Shelter Insurance and Travelers are evenly matched — each is cheaper in 0 of 0 states where both operate.

Shelter Insurance has a higher average customer rating (4.5/5) compared to Travelers (4.2/5). However, ratings can vary by state and coverage type.

Shelter Insurance is generally best for oklahoma residents, while Travelers stands out for full coverage. The right choice depends on your priorities — lowest price, best service, or specific discounts.

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Shelter Insurance vs Travelers — FAQs

Is Shelter Insurance cheaper than Travelers?
Shelter Insurance is cheaper in 0 of 0 states where both operate. However, rates vary by location, so Travelers may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Shelter Insurance or Travelers?
Shelter Insurance has an average rating of 4.5/5, while Travelers averages 4.2/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Shelter Insurance offer vs Travelers?
Shelter Insurance's top discount is "Multi-policy 15%", while Travelers offers "Hybrid car 10%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Shelter Insurance to Travelers?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Shelter Insurance and Travelers to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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