Alaska Health Insurance (2026)

ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Alaska. Rates shown before premium tax credits — most buyers qualify for subsidies.

Silver Premium

$820/mo

Age 40, before credits

Avg Deductible

$5,000

Silver plan

Medicaid

Expanded

Up to 138% FPL

Insurers

2

On marketplace

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Top Health Insurers in Alaska

1

Blue Cross Blue Shield

Nationwide network

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Avg Monthly

$480

Network

Very Large

Rating

4.5/5

2

UnitedHealthcare

Employer plans

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Avg Monthly

$510

Network

Large

Rating

4.3/5

3

Aetna

CVS integration

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Avg Monthly

$495

Network

Large

Rating

4.2/5

4

Cigna

Mental health coverage

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Avg Monthly

$490

Network

Large

Rating

4.2/5

5

Kaiser Permanente

Integrated care

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Avg Monthly

$440

Network

Regional

Rating

4.7/5

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Enrollment Requirements & Key Dates

  • Open Enrollment: Nov 1 – Jan 15
  • Alaska expanded Medicaid in 2015 — covers individuals up to 138% FPL
  • Reinsurance program reduces effective premiums for many buyers

Alaska Health Insurance Facts

Alaska has the highest individual health insurance premiums in the US.
Reinsurance program implemented in 2018 reduced premiums by 20%+.
Only 2 insurers on the marketplace — limited competition keeps rates high.

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