Georgia Health Insurance (2026)
ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Georgia. Rates shown before premium tax credits — most buyers qualify for subsidies.
Silver Premium
$545/mo
Age 40, before credits
Avg Deductible
$4,700
Silver plan
Medicaid
Not Expanded
Gap may exist
Insurers
7
On marketplace
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Top Health Insurers in Georgia
1
Compare PlansBlue Cross Blue Shield
Nationwide network
Avg Monthly
$480
Network
Very Large
Rating
4.5/5
2
Compare PlansUnitedHealthcare
Employer plans
Avg Monthly
$510
Network
Large
Rating
4.3/5
3
Compare PlansAetna
CVS integration
Avg Monthly
$495
Network
Large
Rating
4.2/5
4
Compare PlansCigna
Mental health coverage
Avg Monthly
$490
Network
Large
Rating
4.2/5
5
Compare PlansKaiser Permanente
Integrated care
Avg Monthly
$440
Network
Regional
Rating
4.7/5
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Enrollment Requirements & Key Dates
- •Open Enrollment: Nov 1 – Jan 15
- •Georgia Pathways: limited Medicaid with work requirements
- •ACA subsidies available on Georgia Access marketplace
Georgia Health Insurance Facts
Georgia launched a partial Medicaid expansion in 2023 (Pathways to Coverage).
Pathways has strict work/activity requirements limiting enrollment.
Georgia Access is the new state-based marketplace launched in 2024.
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