Arkansas Health Insurance (2026)

ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Arkansas. Rates shown before premium tax credits — most buyers qualify for subsidies.

Silver Premium

$560/mo

Age 40, before credits

Avg Deductible

$4,800

Silver plan

Medicaid

Expanded

Up to 138% FPL

Insurers

4

On marketplace

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Top Health Insurers in Arkansas

1

Blue Cross Blue Shield

Nationwide network

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Avg Monthly

$480

Network

Very Large

Rating

4.5/5

2

UnitedHealthcare

Employer plans

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Avg Monthly

$510

Network

Large

Rating

4.3/5

3

Aetna

CVS integration

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Avg Monthly

$495

Network

Large

Rating

4.2/5

4

Cigna

Mental health coverage

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Avg Monthly

$490

Network

Large

Rating

4.2/5

5

Kaiser Permanente

Integrated care

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Avg Monthly

$440

Network

Regional

Rating

4.7/5

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Enrollment Requirements & Key Dates

  • Open Enrollment: Nov 1 – Jan 15
  • Arkansas Works covers adults up to 138% FPL
  • ACA subsidies available; use HealthCare.gov to enroll

Arkansas Health Insurance Facts

Arkansas expanded Medicaid via a unique "private option" model.
Arkansas Blue Cross Blue Shield dominates the marketplace.
Rural counties face limited insurer competition.

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