Colorado Health Insurance (2026)
ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Colorado. Rates shown before premium tax credits — most buyers qualify for subsidies.
Silver Premium
$440/mo
Age 40, before credits
Avg Deductible
$4,000
Silver plan
Medicaid
Expanded
Up to 138% FPL
Insurers
9
On marketplace
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Top Health Insurers in Colorado
1
Compare PlansBlue Cross Blue Shield
Nationwide network
Avg Monthly
$480
Network
Very Large
Rating
4.5/5
2
Compare PlansUnitedHealthcare
Employer plans
Avg Monthly
$510
Network
Large
Rating
4.3/5
3
Compare PlansAetna
CVS integration
Avg Monthly
$495
Network
Large
Rating
4.2/5
4
Compare PlansCigna
Mental health coverage
Avg Monthly
$490
Network
Large
Rating
4.2/5
5
Compare PlansKaiser Permanente
Integrated care
Avg Monthly
$440
Network
Regional
Rating
4.7/5
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Enrollment Requirements & Key Dates
- •Open Enrollment: Nov 1 – Jan 15 (extended to Jan 31 in CO)
- •Health First Colorado (Medicaid) covers up to 138% FPL
- •Public option available from 2023: Colorado Option
Colorado Health Insurance Facts
Connect for Health Colorado is the state marketplace.
Colorado launched a state-based public option in 2023.
Strong competition among insurers keeps premiums below national average.
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