Hawaii Health Insurance (2026)
ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Hawaii. Rates shown before premium tax credits — most buyers qualify for subsidies.
Silver Premium
$390/mo
Age 40, before credits
Avg Deductible
$3,200
Silver plan
Medicaid
Expanded
Up to 138% FPL
Insurers
2
On marketplace
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Top Health Insurers in Hawaii
1
Compare PlansBlue Cross Blue Shield
Nationwide network
Avg Monthly
$480
Network
Very Large
Rating
4.5/5
2
Compare PlansUnitedHealthcare
Employer plans
Avg Monthly
$510
Network
Large
Rating
4.3/5
3
Compare PlansAetna
CVS integration
Avg Monthly
$495
Network
Large
Rating
4.2/5
4
Compare PlansCigna
Mental health coverage
Avg Monthly
$490
Network
Large
Rating
4.2/5
5
Compare PlansKaiser Permanente
Integrated care
Avg Monthly
$440
Network
Regional
Rating
4.7/5
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Enrollment Requirements & Key Dates
- •Hawaii Health Connector uses HealthCare.gov
- •Employers must provide coverage under Prepaid Health Care Act
- •Med-QUEST covers adults up to 138% FPL
Hawaii Health Insurance Facts
Hawaii Prepaid Health Care Act requires employers to provide health coverage.
Very low uninsured rate — under 3% of population.
Med-QUEST (Medicaid) covers a large proportion of the population.
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