Amica vs Nationwide

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Amica

4.8

Avg Monthly

$89/mo

Best Rate

$60/mo

Best For

Best customer service

Top Discount

Loyalty 10%

Available In

5 locations

Nationwide

4.3

Avg Monthly

$98/mo

Best Rate

$84/mo

Best For

Full coverage

Top Discount

SmartRide 40%

Founded

1926 · Columbus, Ohio

Available In

5 locations

AdSense slot: COMPARE_CAR_LEADERBOARD_1 (leaderboard)

Rate Comparison by State

Amica cheaper: 0Nationwide cheaper: 0

AdSense slot: COMPARE_CAR_RECTANGLE_1 (rectangle)

Pros & Cons

Amica

Detailed profile not yet available for Amica.

Nationwide

Pros

✓SmartRide telematics can save up to 40% for safe drivers
✓Strong life insurance and financial services arm
✓Pet insurance available through Nationwide
✓Good multi-policy discount when bundling products

Cons

✗Not available in all 50 states for all products
✗Average rates are not always the most competitive

Which Should You Choose?

Amica and Nationwide are evenly matched — each is cheaper in 0 of 0 states where both operate.

Amica has a higher average customer rating (4.8/5) compared to Nationwide (4.3/5). However, ratings can vary by state and coverage type.

Amica is generally best for best customer service, while Nationwide stands out for full coverage. The right choice depends on your priorities — lowest price, best service, or specific discounts.

Get a Amica Quote Get a Nationwide Quote

AdSense slot: COMPARE_CAR_LEADERBOARD_2 (leaderboard)

Amica vs Nationwide — FAQs

Is Amica cheaper than Nationwide?

Amica is cheaper in 0 of 0 states where both operate. However, rates vary by location, so Nationwide may be cheaper in your area. Always compare quotes for your specific state and circumstances.

Which has better ratings — Amica or Nationwide?

Amica has an average rating of 4.8/5, while Nationwide averages 4.3/5 across all states. Both are well-established insurers with strong financial stability.

What discounts does Amica offer vs Nationwide?

Amica's top discount is "Loyalty 10%", while Nationwide offers "SmartRide 40%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.

Can I switch from Amica to Nationwide?

Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Amica and Nationwide to compare rates for your specific situation.

Which is better for my state?

It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

Related Comparisons

Allstate vs Amica Allstate vs Nationwide American Family vs Amica American Family vs Nationwide Amica vs Concord Group Amica vs Erie Insurance

Share this guide