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Amica vs Progressive

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Amica

4.8

Avg Monthly

$89/mo

Best Rate

$60/mo

Best For

Best customer service

Top Discount

Loyalty 10%

Available In

5 locations

VS

Progressive

4.1

Avg Monthly

$114/mo

Best Rate

$66/mo

Best For

Usage-based savings

Top Discount

Snapshot 30%

Founded

1937 · Mayfield Village, Ohio

Available In

50 locations

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Rate Comparison by State

Amica cheaper: 5Progressive cheaper: 0
Massachusetts$108/mo$132/moAmica saves $24/mo
Connecticut$128/mo$148/moAmica saves $20/mo
Rhode Island$86/mo$104/moAmica saves $18/mo
New Hampshire$62/mo$72/moAmica saves $10/mo
Vermont$60/mo$68/moAmica saves $8/mo

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Pros & Cons

Amica

Detailed profile not yet available for Amica.

Progressive

Pros

  • Accepts high-risk and SR-22 drivers
  • Snapshot telematics can save safe drivers up to 30%
  • Name Your Price tool lets you build a policy around your budget
  • Competitive for bundling home and auto

Cons

  • Rates can be higher than competitors for clean-record drivers
  • Customer satisfaction scores vary by region

Which Should You Choose?

Amica is the cheaper option in 5 of 5 states where both insurers operate, saving an average of $16/month. Progressive is cheaper in 0 states.

Amica has a higher average customer rating (4.8/5) compared to Progressive (4.1/5). However, ratings can vary by state and coverage type.

Amica is generally best for best customer service, while Progressive stands out for usage-based savings. The right choice depends on your priorities — lowest price, best service, or specific discounts.

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Amica vs Progressive — FAQs

Is Amica cheaper than Progressive?
Amica is cheaper in 5 of 5 states where both operate. However, rates vary by location, so Progressive may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Amica or Progressive?
Amica has an average rating of 4.8/5, while Progressive averages 4.1/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Amica offer vs Progressive?
Amica's top discount is "Loyalty 10%", while Progressive offers "Snapshot 30%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Amica to Progressive?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Amica and Progressive to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

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