Farmers vs Progressive

Side-by-side car insurance comparison based on rates across all available locations

Lower Avg Rate

Farmers

Avg Monthly

$109/mo

Best Rate

$62/mo

Best For

Rural coverage

Top Discount

Good student 20%

Available In

14 locations

Progressive

4.1

Avg Monthly

$114/mo

Best Rate

$66/mo

Best For

Usage-based savings

Top Discount

Snapshot 30%

Founded

1937 · Mayfield Village, Ohio

Available In

50 locations

AdSense slot: COMPARE_CAR_LEADERBOARD_1 (leaderboard)

Rate Comparison by State

Farmers cheaper: 4Progressive cheaper: 10


Montana	$78/mo	$82/mo	Farmers saves $4/mo
Idaho	$76/mo	$80/mo	Farmers saves $4/mo
South Dakota	$72/mo	$76/mo	Farmers saves $4/mo
Wyoming	$62/mo	$66/mo	Farmers saves $4/mo
Minnesota	$96/mo	$92/mo	Progressive saves $4/mo
Utah	$86/mo	$82/mo	Progressive saves $4/mo
Oregon	$92/mo	$86/mo	Progressive saves $6/mo
Arkansas	$120/mo	$112/mo	Progressive saves $8/mo
Oklahoma	$128/mo	$118/mo	Progressive saves $10/mo
New Mexico	$136/mo	$124/mo	Progressive saves $12/mo
Washington	$138/mo	$124/mo	Progressive saves $14/mo
Colorado	$148/mo	$132/mo	Progressive saves $16/mo
Texas	$155/mo	$138/mo	Progressive saves $17/mo
Arizona	$142/mo	$124/mo	Progressive saves $18/mo

AdSense slot: COMPARE_CAR_RECTANGLE_1 (rectangle)

Pros & Cons

Farmers

Detailed profile not yet available for Farmers.

Progressive

Pros

✓Accepts high-risk and SR-22 drivers
✓Snapshot telematics can save safe drivers up to 30%
✓Name Your Price tool lets you build a policy around your budget
✓Competitive for bundling home and auto

Cons

✗Rates can be higher than competitors for clean-record drivers
✗Customer satisfaction scores vary by region

Which Should You Choose?

Progressive is the cheaper option in 10 of 14 states where both insurers operate, saving an average of $11/month. Farmers is cheaper in 4 states.

Progressive has a higher average customer rating (4.1/5) compared to Farmers (4/5). However, ratings can vary by state and coverage type.

Farmers is generally best for rural coverage, while Progressive stands out for usage-based savings. The right choice depends on your priorities — lowest price, best service, or specific discounts.

Get a Farmers Quote Get a Progressive Quote

AdSense slot: COMPARE_CAR_LEADERBOARD_2 (leaderboard)

Farmers vs Progressive — FAQs

Is Farmers cheaper than Progressive?

Progressive is cheaper in 10 of 14 states where both operate. However, rates vary by location, so Farmers may be cheaper in your area. Always compare quotes for your specific state and circumstances.

Which has better ratings — Farmers or Progressive?

Farmers has an average rating of 4/5, while Progressive averages 4.1/5 across all states. Both are well-established insurers with strong financial stability.

What discounts does Farmers offer vs Progressive?

Farmers's top discount is "Good student 20%", while Progressive offers "Snapshot 30%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.

Can I switch from Farmers to Progressive?

Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Farmers and Progressive to compare rates for your specific situation.

Which is better for my state?

It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.

Related Comparisons

Allstate vs Farmers Allstate vs Progressive American Family vs Farmers American Family vs Progressive Amica vs Farmers Amica vs Progressive

Share this guide