GEICO vs Progressive
Side-by-side car insurance comparison based on rates across all available locations
GEICO
4.3Avg Monthly
$101/mo
Best Rate
$60/mo
Best For
Online savings
Top Discount
Good driver 22%
Founded
1936 · Chevy Chase, Maryland
Available In
50 locations
Progressive
4.1Avg Monthly
$114/mo
Best Rate
$66/mo
Best For
Usage-based savings
Top Discount
Snapshot 30%
Founded
1937 · Mayfield Village, Ohio
Available In
50 locations
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Rate Comparison by State
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Pros & Cons
GEICO
Pros
- ✓Consistently among the lowest rates nationally
- ✓Award-winning mobile app and 24/7 online service
- ✓Wide range of discounts (good driver, military, multi-policy)
- ✓Strong financial stability — A++ AM Best rating
Cons
- ✗No local agent network — online and phone only
- ✗Gap and rideshare coverage not available in all states
Progressive
Pros
- ✓Accepts high-risk and SR-22 drivers
- ✓Snapshot telematics can save safe drivers up to 30%
- ✓Name Your Price tool lets you build a policy around your budget
- ✓Competitive for bundling home and auto
Cons
- ✗Rates can be higher than competitors for clean-record drivers
- ✗Customer satisfaction scores vary by region
Which Should You Choose?
GEICO is the cheaper option in 49 of 50 states where both insurers operate, saving an average of $14/month. Progressive is cheaper in 1 states.
GEICO has a higher average customer rating (4.3/5) compared to Progressive (4.1/5). However, ratings can vary by state and coverage type.
GEICO is generally best for online savings, while Progressive stands out for usage-based savings. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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