Progressive vs State Farm
Side-by-side car insurance comparison based on rates across all available locations
Progressive
4.1Avg Monthly
$114/mo
Best Rate
$66/mo
Best For
Usage-based savings
Top Discount
Snapshot 30%
Founded
1937 · Mayfield Village, Ohio
Available In
50 locations
State Farm
4.5Avg Monthly
$101/mo
Best Rate
$56/mo
Best For
Overall value
Top Discount
Multi-policy 17%
Founded
1922 · Bloomington, Illinois
Available In
50 locations
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Rate Comparison by State
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Pros & Cons
Progressive
Pros
- ✓Accepts high-risk and SR-22 drivers
- ✓Snapshot telematics can save safe drivers up to 30%
- ✓Name Your Price tool lets you build a policy around your budget
- ✓Competitive for bundling home and auto
Cons
- ✗Rates can be higher than competitors for clean-record drivers
- ✗Customer satisfaction scores vary by region
State Farm
Pros
- ✓Largest agent network in the US for local, in-person service
- ✓Consistently high customer satisfaction scores
- ✓Competitive rates for multi-policy bundles
- ✓Broad product range: auto, home, life, health, business
Cons
- ✗Premiums can be above average in some states
- ✗Digital tools lag behind online-first competitors
Which Should You Choose?
State Farm is the cheaper option in 49 of 50 states where both insurers operate, saving an average of $13/month. Progressive is cheaper in 1 states.
State Farm has a higher average customer rating (4.5/5) compared to Progressive (4.1/5). However, ratings can vary by state and coverage type.
Progressive is generally best for usage-based savings, while State Farm stands out for overall value. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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