Progressive vs USAA
Side-by-side car insurance comparison based on rates across all available locations
Progressive
4.1Avg Monthly
$114/mo
Best Rate
$66/mo
Best For
Usage-based savings
Top Discount
Snapshot 30%
Founded
1937 · Mayfield Village, Ohio
Available In
50 locations
USAA
4.9Avg Monthly
$94/mo
Best Rate
$50/mo
Best For
Military families
Top Discount
Loyalty 10%
Available In
11 locations
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Rate Comparison by State
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Pros & Cons
Progressive
Pros
- ✓Accepts high-risk and SR-22 drivers
- ✓Snapshot telematics can save safe drivers up to 30%
- ✓Name Your Price tool lets you build a policy around your budget
- ✓Competitive for bundling home and auto
Cons
- ✗Rates can be higher than competitors for clean-record drivers
- ✗Customer satisfaction scores vary by region
USAA
Detailed profile not yet available for USAA.
Which Should You Choose?
USAA is the cheaper option in 11 of 11 states where both insurers operate, saving an average of $31/month. Progressive is cheaper in 0 states.
USAA has a higher average customer rating (4.9/5) compared to Progressive (4.1/5). However, ratings can vary by state and coverage type.
Progressive is generally best for usage-based savings, while USAA stands out for military families. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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