Kansas Health Insurance (2026)

ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Kansas. Rates shown before premium tax credits — most buyers qualify for subsidies.

Silver Premium

$520/mo

Age 40, before credits

Avg Deductible

$4,600

Silver plan

Medicaid

Not Expanded

Gap may exist

Insurers

4

On marketplace

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Top Health Insurers in Kansas

1

Blue Cross Blue Shield

Nationwide network

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Avg Monthly

$480

Network

Very Large

Rating

4.5/5

2

UnitedHealthcare

Employer plans

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Avg Monthly

$510

Network

Large

Rating

4.3/5

3

Aetna

CVS integration

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Avg Monthly

$495

Network

Large

Rating

4.2/5

4

Cigna

Mental health coverage

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Avg Monthly

$490

Network

Large

Rating

4.2/5

5

Kaiser Permanente

Integrated care

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Avg Monthly

$440

Network

Regional

Rating

4.7/5

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Enrollment Requirements & Key Dates

  • Open Enrollment: Nov 1 – Jan 15
  • No Medicaid expansion — adults below poverty line face coverage gap
  • ACA subsidies available above poverty line via HealthCare.gov

Kansas Health Insurance Facts

Kansas has not expanded Medicaid as of 2026.
Blue Cross Blue Shield of Kansas is the dominant marketplace insurer.
Rural counties have very limited plan options.

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