Minnesota Health Insurance (2026)
ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Minnesota. Rates shown before premium tax credits — most buyers qualify for subsidies.
Silver Premium
$440/mo
Age 40, before credits
Avg Deductible
$3,800
Silver plan
Medicaid
Expanded
Up to 138% FPL
Insurers
7
On marketplace
Advertisement
Top Health Insurers in Minnesota
1
Compare PlansBlue Cross Blue Shield
Nationwide network
Avg Monthly
$480
Network
Very Large
Rating
4.5/5
2
Compare PlansUnitedHealthcare
Employer plans
Avg Monthly
$510
Network
Large
Rating
4.3/5
3
Compare PlansAetna
CVS integration
Avg Monthly
$495
Network
Large
Rating
4.2/5
4
Compare PlansCigna
Mental health coverage
Avg Monthly
$490
Network
Large
Rating
4.2/5
5
Compare PlansKaiser Permanente
Integrated care
Avg Monthly
$440
Network
Regional
Rating
4.7/5
Advertisement
Enrollment Requirements & Key Dates
- •Open Enrollment: Nov 1 – Jan 15
- •Medical Assistance covers adults up to 138% FPL
- •MinnesotaCare: public option for residents 139–200% FPL
Minnesota Health Insurance Facts
MNsure is the state marketplace.
Minnesota has Medical Assistance (Medicaid) and MinnesotaCare (below-subsidy public option).
Strong health system driven by Mayo Clinic and Allina Health networks.
Advertisement