Mississippi Health Insurance (2026)
ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Mississippi. Rates shown before premium tax credits — most buyers qualify for subsidies.
Silver Premium
$590/mo
Age 40, before credits
Avg Deductible
$5,000
Silver plan
Medicaid
Not Expanded
Gap may exist
Insurers
3
On marketplace
Advertisement
Top Health Insurers in Mississippi
1
Compare PlansBlue Cross Blue Shield
Nationwide network
Avg Monthly
$480
Network
Very Large
Rating
4.5/5
2
Compare PlansUnitedHealthcare
Employer plans
Avg Monthly
$510
Network
Large
Rating
4.3/5
3
Compare PlansAetna
CVS integration
Avg Monthly
$495
Network
Large
Rating
4.2/5
4
Compare PlansCigna
Mental health coverage
Avg Monthly
$490
Network
Large
Rating
4.2/5
5
Compare PlansKaiser Permanente
Integrated care
Avg Monthly
$440
Network
Regional
Rating
4.7/5
Advertisement
Enrollment Requirements & Key Dates
- •Open Enrollment: Nov 1 – Jan 15
- •No Medicaid expansion — income gap persists for adults below poverty line
- •ACA subsidies available above poverty line via HealthCare.gov
Mississippi Health Insurance Facts
Mississippi has not expanded Medicaid — one of only 10 remaining states.
Highest uninsured rate in the US at ~14%.
Ambetter and Molina are the main marketplace options.
Advertisement