Nebraska Health Insurance (2026)
ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Nebraska. Rates shown before premium tax credits — most buyers qualify for subsidies.
Silver Premium
$510/mo
Age 40, before credits
Avg Deductible
$4,500
Silver plan
Medicaid
Expanded
Up to 138% FPL
Insurers
3
On marketplace
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Top Health Insurers in Nebraska
1
Compare PlansBlue Cross Blue Shield
Nationwide network
Avg Monthly
$480
Network
Very Large
Rating
4.5/5
2
Compare PlansUnitedHealthcare
Employer plans
Avg Monthly
$510
Network
Large
Rating
4.3/5
3
Compare PlansAetna
CVS integration
Avg Monthly
$495
Network
Large
Rating
4.2/5
4
Compare PlansCigna
Mental health coverage
Avg Monthly
$490
Network
Large
Rating
4.2/5
5
Compare PlansKaiser Permanente
Integrated care
Avg Monthly
$440
Network
Regional
Rating
4.7/5
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Enrollment Requirements & Key Dates
- •Open Enrollment: Nov 1 – Jan 15
- •Heritage Health (Medicaid) covers adults up to 138% FPL
- •ACA subsidies via HealthCare.gov
Nebraska Health Insurance Facts
Nebraska expanded Medicaid via Initiative 427 in 2018 (effective 2020).
Medica and Ambetter are the primary marketplace insurers.
Omaha metro has better plan choices than rural Nebraska.
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