New Hampshire Health Insurance (2026)

ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in New Hampshire. Rates shown before premium tax credits — most buyers qualify for subsidies.

Silver Premium

$490/mo

Age 40, before credits

Avg Deductible

$4,300

Silver plan

Medicaid

Expanded

Up to 138% FPL

Insurers

4

On marketplace

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Top Health Insurers in New Hampshire

1

Blue Cross Blue Shield

Nationwide network

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Avg Monthly

$480

Network

Very Large

Rating

4.5/5

2

UnitedHealthcare

Employer plans

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Avg Monthly

$510

Network

Large

Rating

4.3/5

3

Aetna

CVS integration

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Avg Monthly

$495

Network

Large

Rating

4.2/5

4

Cigna

Mental health coverage

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Avg Monthly

$490

Network

Large

Rating

4.2/5

5

Kaiser Permanente

Integrated care

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Avg Monthly

$440

Network

Regional

Rating

4.7/5

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Enrollment Requirements & Key Dates

  • Open Enrollment: Nov 1 – Jan 15
  • NH Health Protection Program covers adults up to 138% FPL
  • ACA subsidies via HealthCare.gov

New Hampshire Health Insurance Facts

NH expanded Medicaid in 2014 via the NH Health Protection Program.
NH uses HealthCare.gov (federal marketplace).
Ambetter and Harvard Pilgrim are major NH marketplace insurers.

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