New Mexico Health Insurance (2026)
ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in New Mexico. Rates shown before premium tax credits — most buyers qualify for subsidies.
Silver Premium
$420/mo
Age 40, before credits
Avg Deductible
$3,700
Silver plan
Medicaid
Expanded
Up to 138% FPL
Insurers
7
On marketplace
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Top Health Insurers in New Mexico
1
Compare PlansBlue Cross Blue Shield
Nationwide network
Avg Monthly
$480
Network
Very Large
Rating
4.5/5
2
Compare PlansUnitedHealthcare
Employer plans
Avg Monthly
$510
Network
Large
Rating
4.3/5
3
Compare PlansAetna
CVS integration
Avg Monthly
$495
Network
Large
Rating
4.2/5
4
Compare PlansCigna
Mental health coverage
Avg Monthly
$490
Network
Large
Rating
4.2/5
5
Compare PlansKaiser Permanente
Integrated care
Avg Monthly
$440
Network
Regional
Rating
4.7/5
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Enrollment Requirements & Key Dates
- •Open Enrollment: Nov 1 – Jan 15
- •NM Medicaid covers adults up to 138% FPL
- •beWellnm: state-operated marketplace with strong customer service
New Mexico Health Insurance Facts
beWellnm is the state marketplace — one of the best ACA implementations.
New Mexico has the highest Medicaid enrollment rate as a share of population.
Premiums are among the lowest in the western US.
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